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Accident Q&A series

  1. What information does an insurance company usually need after I hire a lawyer for a car accident claim?

    The insurance company usually needs notice that you are represented, basic crash and coverage information, evidence about fault, medical records and bills,…

  2. What information do I need to start a wrongful death claim?

    You can start by gathering basic information about the death, the event that caused it, the potentially responsible parties, the deceased person’s family, and…

  3. What happens to a settlement check if the parties decide to use a structured settlement annuity?

    The portion assigned to a structured settlement annuity usually is not paid to the injured person, beneficiary, guardian, or law firm as an ordinary…

  4. What happens in a car accident injury claim after I finish medical treatment?

    After you finish medical treatment, the claim usually moves into documentation, evaluation, and possible settlement negotiations.

  5. What happens if there is a problem with the settlement release paperwork?

    A problem with settlement release paperwork can delay the settlement check, prevent funds from being distributed, or create a dispute about what the parties…

  6. What happens if the insurance company decides my car is totaled?

    If the insurance company declares your car a total loss, it will generally offer payment based on the vehicle’s fair market value immediately before the crash…

  7. What happens after I sign a settlement release in a personal injury claim?

    After you sign and return a settlement release, the insurance company generally reviews the document and processes the agreed payment.

  8. What happens after a demand is sent to the insurance company in a personal injury claim?

    After a personal injury demand is sent, the insurance adjuster usually reviews the evidence, evaluates fault and damages, and responds with questions, a…

  9. What documents do I need to provide before my personal injury attorney can send a demand?

    You may need to return a signed authorization, confirm every injury-related medical provider, and provide documents supporting lost income, expenses, and the…

  10. What can I do if my baby was jolted in a car accident but doctors only told me to monitor symptoms?

    Follow the medical providers’ instructions, record any changes you observe, and contact a provider or seek medical attention if you believe your baby needs…

  11. How is a guardian approved to receive settlement funds for someone who cannot manage the money themselves?

    In North Carolina, a proposed guardian generally must apply to the clerk of superior court and show that the appointment and proposed handling of the…

  12. How does health insurance affect my medical bills after a car accident?

    Health insurance can process accident-related medical bills while your North Carolina car accident claim is pending, often applying network rates and leaving…

  13. How does a personal injury lawyer evaluate a claim after treatment ends?

    After treatment ends, a personal injury lawyer usually gathers the complete medical records and itemized bills, then evaluates liability, medical causation,…

  14. How do chiropractic bills and records get included in a car accident injury claim?

    Chiropractic bills and records are usually included by obtaining a complete treatment file and itemized billing statement, reviewing them for accuracy, and…

  15. How can I set up a structured settlement for a child after a personal injury case?

    A structured settlement for a child is usually arranged by selecting a future payment schedule, confirming the insurer’s participation, and obtaining court…

  16. How can I help move my personal injury claim forward before a demand is submitted?

    Return the requested document promptly, completely, and accurately, and keep your law firm updated about medical care, bills, missed work, and new claim…

  17. How are medical records and bills used in a personal injury claim?

    Medical records help show what injuries were reported, when treatment occurred, what providers observed, and how the injuries affected you.

  18. How are injury claims handled separately from car repair after a crash?

    A bodily injury claim and a vehicle property damage claim are usually handled as separate parts of the same North Carolina car accident case.

  19. Does a spouse need to sign a personal injury settlement release if I am not married?

    No. If you are not legally married, there is no spouse who ordinarily needs to sign your personal injury settlement release.

  20. Do I need to keep sending new treatment information if I continue seeing a doctor after an accident?

    Yes. If you continue receiving care, keep your law firm informed about new providers, facilities, referrals, visits, and discharge dates.

A path forward

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