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Accident Q&A series

  1. Can missing paperwork delay an insurance demand in a personal injury case?

    Yes. Missing paperwork can delay an insurance demand because the attorney may need the document to collect records, verify damages, or present a complete…

  2. Can I use an electronic signature for a personal injury settlement release?

    Yes, a personal injury settlement release can generally be signed electronically in North Carolina when the parties agree to use electronic records and the…

  3. Can I recover compensation for lacerations and chiropractic treatment after a car accident?

    Yes, compensation may be available for lacerations and chiropractic treatment when another party caused the car accident and the injuries and treatment are…

  4. Can I receive a settlement check before signing the release?

    Yes, an insurer may send a settlement check before receiving a signed release, but that does not usually mean you can deposit or use the money immediately.

  5. Can I pursue compensation for a hand injury after an accident?

    Yes, you may pursue compensation for a hand injury if another person or business was legally responsible for the accident and the evidence connects the injury…

  6. Can I get a rental car while my damaged vehicle is being inspected?

    Yes, you may be able to get a rental car while the insurer inspects your damaged vehicle, especially when the vehicle cannot be safely or reasonably used.

  7. Can I contact my medical provider to help get my records sent for my injury claim?

    Yes. You may contact your medical provider to confirm that a records request was received, ask whether anything is missing, and request that the records and…

  8. Can I bring a wrongful death claim if a relative died because of someone else's negligence?

    Possibly, but in North Carolina the claim generally must be filed by the deceased person’s court-appointed personal representative or collector, not by an…

  9. Can I bring a personal injury claim if I was taken by ambulance after a car accident?

    Yes. Being taken by ambulance does not prevent you from bringing a North Carolina personal injury claim, and the ambulance records and charges may help…

  10. Can I bring a personal injury claim if a rear-end crash reopened my C-section incision?

    Yes, you may be able to bring a North Carolina personal injury claim if a rear-end crash reopened or worsened a healing C-section incision.

  11. Can funeral expenses be reimbursed from a wrongful death settlement or estate?

    Yes. Reasonable funeral and burial expenses may be included in a North Carolina wrongful death claim, and valid funeral expenses may also be paid from…

  12. Can an insurance company require me to sign a release before paying a settlement?

    Yes. An insurance company may usually make a signed release a condition of paying a negotiated personal injury settlement.

  13. Can a wrongful death case be filed if there may be more than one responsible party?

    Yes. A North Carolina wrongful death case may be brought against more than one person or business when evidence supports a legal claim that each contributed…

  14. Can a structured settlement affect a child’s public benefits when the payments are received later?

    Yes. Delaying structured settlement payments does not automatically protect a child’s public benefits.

  15. Can a personal injury settlement be placed into an annuity instead of paid by check?

    Yes. A North Carolina personal injury or wrongful death settlement may be funded through a structured settlement annuity rather than paid entirely by check,…

  16. Can a personal injury settlement be changed after I sign the release?

    Usually, a personal injury settlement cannot be changed after you sign a valid release.

  17. Can a minor’s personal injury settlement be structured instead of paid out all at once?

    Yes. A North Carolina minor’s personal injury settlement may be structured so that some or all of the net proceeds are paid at scheduled times rather than in…

  18. Who may be responsible when an injury happens at a physical therapy clinic inside a building owned or managed by someone else?

    More than one party may be responsible, including the clinic, building owner, property manager, or a company hired to inspect and maintain the automatic doors.

  19. What should I do if the insurance company needs more information about my injury claim?

    Send the request to the law firm handling your claim and work with the firm to provide accurate, relevant information.

  20. What should I do if the insurance company has not provided all the information needed for my injury claim?

    Ask your attorney to identify the missing information, confirm when it was requested, and follow up with the insurance company in writing.

A path forward

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