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Accident Q&A series

  1. Can an insurance company ignore a personal injury settlement demand? — Durham, NC

    Yes, an insurance company may fail to respond to a personal injury settlement demand, but silence does not automatically make the claim settled or…

  2. Can a hospital or medical billing company be paid from my personal injury settlement? — Durham, NC

    Yes, a hospital, medical provider, or billing company may be paid from a North Carolina personal injury settlement if it has a valid lien,…

  3. Why would my chiropractor need a letter of representation for my car accident injury treatment? — Durham, NC

    Your chiropractor may need a letter of representation to confirm that a law firm represents you for the car accident claim and to know where to send…

  4. Who is responsible for getting a final lien letter from a benefits program after an injury case? — Durham, NC

    Responsibility is usually shared, but if you have an attorney, the attorney often requests the final lien or final demand letter after receiving the…

  5. Who has authority to sign settlement documents for a child? — Durham, NC

    Usually, a child cannot sign binding personal injury settlement documents for themselves in North Carolina. A parent or guardian may sign some…

  6. What should I do if my workplace injury claim has the wrong injury details? — Durham, NC

    Ask for the injury details to be corrected in writing and back up the correction with medical records, appointment notes, and a clear timeline of…

  7. What should I do if I received and lost a lien-related letter? — Durham, NC

    Tell your attorney right away and provide every detail you remember about the lien-related letter. In a North Carolina personal injury matter, a…

  8. What medical bills do I need to support a car accident injury claim? — Durham, NC

    You generally need complete, itemized medical bills for every accident-related provider, along with records, insurance payment information, and any…

  9. What is a final medical lien summary in a personal injury case? — Durham, NC

    A final medical lien summary is a written breakdown of the amount a medical provider, health plan, or lien administrator claims must be repaid from a…

  10. What is a final lien letter in a personal injury settlement? — Durham, NC

    A final lien letter is the written statement from a lienholder or government benefit program showing the final amount it claims must be repaid from a…

  11. What insurance coverage might apply after an accident or injury? — Durham, NC

    Several types of insurance may apply after an accident or injury, including liability coverage, uninsured or underinsured motorist coverage, medical…

  12. What information does my medical provider need for my uninsured motorist injury claim? — Durham, NC

    Your medical provider usually needs enough information to identify the accident-related treatment, bill the proper payor, and document how your…

  13. What happens if the other driver’s insurance coverage cannot be confirmed after a car accident? — Durham, NC

    If the other driver’s insurance coverage cannot be confirmed, your own uninsured motorist coverage may need to be opened and investigated while the…

  14. What happens if the insurance company will not make a fair offer on my injury claim? — Durham, NC

    If the insurance company will not make a fair offer, your claim does not have to end there. In North Carolina, you may be able to respond with…

  15. What happens if the insurance company refuses to increase its settlement offer? — Durham, NC

    If the insurance company refuses to increase its settlement offer, the claim usually does not end automatically. In a North Carolina personal injury…

  16. What happens if my car insurance already paid some of my medical bills after an accident? — Durham, NC

    Your injury claim may still continue, but the payments must be tracked carefully. In North Carolina, your own auto insurance may pay medical bills…

  17. What happens if I used my own health insurance for medication related to a work injury? — Durham, NC

    Using your own health insurance for medication after a North Carolina work injury usually does not end your workers’ compensation claim. It can,…

  18. What happens after my injury case settles if my health plan has a subrogation claim? — Durham, NC

    After your injury case settles, a health plan subrogation claim usually must be reviewed and resolved before all settlement funds can be disbursed.…

  19. What happens after a minor settlement is approved? — Durham, NC

    After a minor settlement is approved in North Carolina, the written court order controls what happens next. Usually, the insurance payment is…

  20. What evidence do I need to bring a civil claim after an assault? — Durham, NC

    You need evidence showing who assaulted you, what happened, how the assault caused your injuries, and what losses you are claiming. In North…

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