Firm news
Accident Q&A series
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What does it mean if no adjuster has been assigned to my injury claim yet? — Durham, NC
If no adjuster has been assigned yet, it usually means the insurance company has not routed the injury claim to the person who will evaluate it. It…
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What can I do if the workers' compensation representative is not authorizing medical treatment after a workplace injury? — Durham, NC
You can make a clear written request for authorization, document every delay, file or confirm the proper North Carolina Industrial Commission claim…
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What are my options if the insurance company drags out my injury settlement? — Durham, NC
You have options, but the right move depends on why the claim is delayed, what proof has been sent, and how close you are to any lawsuit deadline. In…
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Should my personal injury attorney provide a HIPAA release to a medical collections company? — Durham, NC
Usually, only with your informed permission and only if the release is limited to what is needed. In a North Carolina personal injury claim, a…
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Should I accept the insurance company's first settlement offer after a broken ankle injury? — Durham, NC
Not automatically. After a broken ankle injury, the first insurance settlement offer may not account for all medical bills, future care concerns,…
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How does uninsured motorist coverage apply when the other driver may not have valid insurance? — Durham, NC
Uninsured motorist coverage may apply if the at-fault driver did not have valid liability insurance, the insurer denies coverage, or the vehicle…
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How does my health insurance affect a personal injury settlement? — Durham, NC
Health insurance can affect a personal injury settlement by paying injury-related medical bills first and then possibly seeking repayment from the…
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How does a letter of protection work after emergency medical treatment in a personal injury claim? — Durham, NC
A letter of protection usually tells an emergency medical provider or collections company that your attorney represents you and will address an…
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How do I know whether to keep negotiating with insurance or start legal action? — Durham, NC
You usually keep negotiating while the claim is moving in a useful direction and there is enough time before the lawsuit deadline. Legal action…
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How do I get an injury claim opened with my own insurance after a hit-and-run? — Durham, NC
To open an injury claim after a hit-and-run, contact your own auto insurer, report the crash as a hit-and-run, ask whether uninsured motorist…
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How do I find out whether there is more insurance money available for my injury case? — Durham, NC
You find out by identifying every possible insurance policy, requesting coverage and limits information in writing, reviewing any prior settlement or…
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How can I move my personal injury claim forward if the insurance company is not responding? — Durham, NC
You can usually move a stalled personal injury claim forward by creating a clear written record, confirming what information the insurer says is…
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How can I make sure a medical lien only includes treatment related to my accident? — Durham, NC
You can help protect the settlement by requiring an itemized final lien summary and comparing each charge to the accident injuries, treatment dates,…
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How can I get the complete police report for an assault if I only received part of it? — Durham, NC
You may be able to request more records, but North Carolina law does not treat every part of a police assault file as automatically public. Basic…
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How are unpaid medical bills handled in a car accident settlement? — Durham, NC
Unpaid medical bills are usually identified, verified, and addressed before a North Carolina car accident settlement is fully disbursed. Some bills…
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Do I need to resolve a medical lien before settlement funds are distributed? — Durham, NC
Usually, yes. In a North Carolina personal injury settlement, valid medical liens or reimbursement claims generally must be addressed before…
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Do I need to complete additional forms before settling a personal injury claim? — Durham, NC
Usually, yes. Before a North Carolina personal injury claim can settle, you may need to complete attorney paperwork, medical authorization forms,…
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Do I need itemized bills from medical providers for my injury claim? — Durham, NC
Yes, itemized medical bills are usually important for a North Carolina personal injury claim. They help show what care was provided, what was…
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Can unrelated medical claims be removed from a lien in my personal injury settlement? — Durham, NC
Yes, unrelated medical claims can often be challenged and removed from a personal injury lien, but the answer depends on who is claiming the lien and…
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Can payments from my own car insurance affect my personal injury claim? — Durham, NC
Yes. Payments from your own car insurance, often through medical payments coverage, can affect how your North Carolina personal injury claim is…
