Firm news
Accident Q&A series
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How do insurance records affect a personal injury claim?
Insurance records can affect whether coverage is available, how fault and damages are evaluated, and what steps can move a personal injury claim forward.
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How do I prove my injuries and losses are worth more than the at-fault driver's policy limits?
You prove it by documenting that the full amount of your accident-related injuries and losses exceeds what the at-fault driver’s liability insurer has tendered.
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How do I know whether an insurance settlement offer is fair?
A fair insurance settlement offer should reasonably account for the injuries and losses supported by the evidence, the strength of the liability case,…
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How do I know if the other driver is responsible for my accident?
The other driver may be legally responsible if the evidence shows that the driver failed to use reasonable care or violated a traffic rule, and that conduct…
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How can vehicle damage photos help prove who caused a car accident?
Vehicle damage photos can help show where the vehicles made contact, the angle of impact, and whether the physical evidence fits each driver’s account.
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How can I start an underinsured motorist claim after the at-fault driver's insurance paid its policy limits?
Send prompt written notice to every potentially applicable underinsured motorist insurer and ask it to open a claim, identify the adjuster, and confirm the…
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How can I get an insurance company to respond to my injury claim?
You can often improve the chances of a response by making a clear written request, confirming delivery, supplying complete claim documents, and asking for a…
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How can I find out whether the facility made an incident report after my spouse was hurt?
Ask the facility in writing to confirm whether an incident report was created and which department has it.
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How are treatment records and itemized medical expenses used in a personal injury demand?
Treatment records explain the medical course after an injury, while itemized medical expenses document the services provided and the amounts paid or still…
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How are medical records used to support a personal injury claim?
Medical records help document your injuries, symptoms, treatment dates, limitations, and the medical history relevant to a North Carolina personal injury claim.
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How are chiropractic treatment records used in a personal injury case?
Chiropractic treatment records help document your reported symptoms, examination findings, treatment history, progress, and related charges after an injury.
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Do I need to sign a release before a provider sends my treatment records to my lawyer?
Usually, yes. A North Carolina medical provider generally needs your written authorization or another legally valid request before sending confidential…
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Can the insurance company consider treatment from multiple medical providers in one personal injury demand?
Yes. One personal injury demand can include related treatment from multiple medical providers, such as a hospital, physician, rehabilitation provider, imaging…
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Can my personal injury claim move forward before the insurance company sends complete information?
Yes. A North Carolina personal injury claim can often continue moving forward while your legal team waits for complete information from an insurance company.
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Can my lawyer request my medical records from a healthcare provider if I sign a release?
Yes. In most cases, your lawyer or an authorized law firm employee may request records from a healthcare provider after you sign a valid medical authorization…
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Can my lawyer request my chiropractic treatment records for a personal injury claim?
Yes. Your lawyer can request chiropractic treatment records for a North Carolina personal injury claim, usually after you sign a valid medical authorization.
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Can I sue a funeral home for releasing my spouse's body to a relative after I objected?
Possibly. Under North Carolina law, a surviving spouse ordinarily has priority over other relatives when the deceased left no controlling written…
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Can I still recover for injuries if the insurance company says I may share fault for the accident?
Yes, you may still be able to recover if the evidence does not support the insurance company’s fault decision.
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Can I still pursue a claim if I do not know the full extent of my injuries yet?
Yes. You can begin pursuing a North Carolina personal injury claim even if the full nature, duration, or effect of your injuries is not yet clear.
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Can I settle a personal injury claim if the insurance company has not made a clear offer?
Not usually—not until you and the insurance company agree on clear settlement terms.
