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Accident Q&A series

  1. How does a MedPay claim work when the injured person is represented by an attorney?

    A MedPay claim can usually continue after the injured person hires an attorney, but the insurer will commonly route claim communications and document requests…

  2. How do I resolve a health insurance lien after settling an auto accident claim?

    Resolve the claim by identifying the type of health plan, confirming its legal right to repayment, auditing an itemized payment statement, negotiating any…

  3. How do I recover lost wages after missing work because of a car accident?

    You may seek lost wages as part of a North Carolina personal injury claim if another person caused the crash and your injuries caused you to miss work.

  4. How do I prove a rear-end collision caused new weakness and pain when the vehicle damage seemed minor?

    You can prove causation by documenting your condition before and after the collision, obtaining medical findings that connect the new symptoms to the impact,…

  5. How do I know which insurance claim is for the at-fault driver after a car accident?

    The at-fault driver’s claim is usually the third-party bodily injury liability claim opened under that driver’s auto insurance policy.

  6. How do I know if I have a medical malpractice claim?

    You may have a medical malpractice claim if a North Carolina health care provider failed to meet the applicable standard of care, that failure caused an…

  7. How do I know if another driver is legally responsible for my accident?

    Another driver may be legally responsible if the evidence shows that the driver failed to use reasonable care or violated a traffic rule, that conduct caused…

  8. How can I use medical payments coverage after a car accident?

    You can generally use medical payments coverage, often called MedPay, by opening a claim with the insurer that issued the applicable auto policy and…

  9. Can my own insurance help pay for injuries after a car accident caused by another driver?

    Yes. Your own auto insurance may help through medical payments coverage, often called MedPay, or through underinsured motorist coverage if the at-fault…

  10. Can my attorney communicate with my chiropractor about my car accident injury claim?

    Yes. With your permission, your attorney can usually communicate with your chiropractor about records, bills, appointment dates, and issues relevant to your…

  11. Can I still make a car accident injury claim if I did not feel hurt at the scene?

    Yes. Not feeling hurt immediately after a Durham car accident does not automatically prevent you from making an injury claim later.

  12. Can I still bring a claim if I am not sure how serious my injuries are?

    Yes. You can begin a North Carolina personal injury claim even if you do not yet know the full extent of your injuries.

  13. Can I recover for worsened neck problems if I already had neck hardware before the crash?

    Yes. Having neck hardware before a crash does not automatically prevent recovery under North Carolina law.

  14. Can I recover damages if my medical treatment was covered through veterans' benefits?

    Yes. Receiving medical care through a veterans' healthcare program does not automatically prevent you from pursuing damages after a North Carolina accident.

  15. Can I pursue a claim if the crash seemed like a minor fender bender at first?

    Yes. A crash that initially appeared minor can still support a North Carolina personal injury claim if another driver was at fault and the collision caused or…

  16. Can I negotiate a higher settlement offer after a car accident?

    Yes. An insurer’s initial offer after a North Carolina car accident is often negotiable, especially when records or other evidence support a different…

  17. Can I get a copy of the demand letter in my personal injury case?

    Yes. If a final demand letter was sent on your behalf, you can generally ask your lawyer for a copy and for an update about the insurer’s response.

  18. Can I bring a personal injury claim if I was rear-ended at a stoplight but did not call the police?

    Yes. Not calling the police does not automatically prevent you from bringing a North Carolina personal injury claim after a rear-end collision.

  19. Can I bring a claim if medical treatment made my condition worse?

    Yes, you may be able to bring a North Carolina medical malpractice claim if treatment made your condition worse, but a worse outcome alone does not prove…

  20. Can emergency room records, imaging, and physical therapy help support my car accident injury claim?

    Yes. Emergency room records, imaging reports, and physical therapy notes can help document when symptoms appeared, what providers observed, and how an injury…

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