Firm news
Accident Q&A series
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What should I do if there are multiple insurance claim numbers after a car accident?
Make a separate entry for each claim number and confirm the insurer, coverage type, named insured, date of loss, adjuster, and injured person connected to it.
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What should I do if the police department cannot find my car accident report?
Provide the police department with more than your name and accident date, including any report number, officer information, crash location, vehicle details,…
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What should I do if I was taken by ambulance after a car accident and later needed chiropractic treatment?
Preserve the ambulance, hospital, imaging, and chiropractic records, and follow the instructions of your medical providers.
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What should I do after being involved in a motor vehicle accident?
Protect your safety, report the accident when required, exchange information, document the scene, and seek medical attention if you believe you need it.
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What is a letter of representation in a car accident injury claim?
A letter of representation is a written notice stating that a law firm represents an injured person in a particular car accident claim.
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What is a hold harmless agreement in a car accident settlement?
A hold harmless agreement is a contract that shifts responsibility for certain post-settlement claims, often medical bills, liens, or health-plan…
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What information is usually included in a personal injury demand?
A personal injury demand usually explains why the other party is responsible, describes the injuries and losses, includes supporting documents, and proposes…
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What information can an insurer request to evaluate a MedPay claim?
An insurer can generally request information reasonably related to coverage, the accident, the injured person’s eligibility, and the medical expenses…
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What happens if there is no police report for a rear-end collision?
You may still pursue a North Carolina injury claim without a police report. However, the insurer may examine fault, the collision details, delayed symptoms,…
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What happens if there is a dispute over payment of MedPay benefits?
A dispute over MedPay benefits usually leads to a review of the insurance policy, medical bills, records, payment history, and the insurer’s stated reason for…
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What happens if the insurance company responds to a demand in my injury case?
The insurance company’s response usually begins the next stage of claim evaluation or settlement negotiations.
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What happens if my symptoms started a few days after a low-impact car accident?
You may still have a North Carolina injury claim even if your symptoms appeared several days after a low-impact car accident.
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What happens if a subrogation claim is opened after my car accident case has already settled?
A subrogation claim opened after settlement does not automatically undo your car accident settlement, but it may affect how the remaining proceeds are…
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What happens after the at-fault driver’s insurance policy limits are offered?
An offer of the at-fault driver’s policy limits is an important step, but it does not automatically finish the claim or determine what you will receive.
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What evidence do I need for a medical malpractice case?
You generally need medical records, testimony from a properly qualified medical professional, and documentation showing that improper care caused an injury…
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What documents are usually needed for my attorney to discuss a medical lien with my health insurer?
Your attorney will usually need a signed authorization, your health-plan identification, an accident and treatment summary, the insurer’s payment records, and…
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What counts as negligence by a medical provider?
Negligence by a medical provider generally means that the provider failed to follow the level of care required under North Carolina law and that failure…
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What compensation can I seek after a car accident caused back and seatbelt-related chest injuries?
You may seek compensation for accident-related medical expenses, lost income, pain and suffering, out-of-pocket costs, and future losses that reliable…
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How important is a police report in a car accident injury case?
A police report is important because it can identify the drivers, vehicles, insurers, witnesses, crash location, and the officer’s initial findings.
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How does a prior neck surgery affect a car accident injury claim?
A prior neck surgery does not automatically prevent you from bringing a North Carolina car accident injury claim.
