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Accident Q&A series

  1. Can I handle my motorcycle property damage claim separately from my injury claim? — Durham, NC

    Yes. In many North Carolina motorcycle accident claims, the property damage claim can be handled separately from the injury claim. The key caveat is…

  2. Can I get legal help if my car was damaged in a single-car incident and no one was injured? — Durham, NC

    Yes, you can ask for legal help, but a property-damage-only, single-car claim is often different from a personal injury claim. In North Carolina, the…

  3. Can I bring an injury claim if I crashed into a tractor that was in the road? — Durham, NC

    Yes, you may be able to bring an injury claim, but it depends on why the tractor was in the road and whether the tractor operator, owner, or another…

  4. Can I bring a personal injury claim if I was hit by a car while walking through a gas station parking area? — Durham, NC

    Yes, you may be able to bring a North Carolina personal injury claim if a driver hit you while you were walking through a gas station parking area.…

  5. Can I bring a personal injury claim if I was hit by a car as a pedestrian? — Durham, NC

    Yes, a pedestrian hit by a car may be able to bring a personal injury claim in North Carolina if the driver’s negligence caused injuries and damages.…

  6. Can I bring a personal injury claim after a truck accident if nothing was broken but I still have daily pain? — Durham, NC

    Yes. In North Carolina, a personal injury claim after a truck accident does not require a broken bone, but you must connect your ongoing pain and…

  7. Can I bring a personal injury claim after a car accident? — Durham, NC

    Yes, you may be able to bring a personal injury claim after a car accident if another person’s careless driving caused injuries or other losses. In…

  8. Can I bring a civil lawsuit even if there is also a criminal assault case? — Durham, NC

    Yes. In North Carolina, a civil injury lawsuit can usually move forward even if the State is also prosecuting a criminal assault case. The civil case…

  9. Can I bring a car accident claim if I hit a tractor that shifted in front of me? — Durham, NC

    Yes, you may be able to bring a North Carolina car accident claim, but hitting the tractor from behind will likely make fault a central issue. The…

  10. Can I ask the insurance company to increase its settlement offer after I have already made a minimum demand? — Durham, NC

    Yes. If you have not signed a release or otherwise finalized the settlement, you can usually ask the insurance company to increase its offer after…

  11. Can a health plan lien reduce what I receive from a personal injury settlement? — Durham, NC

    Yes. A valid health plan lien or reimbursement claim can reduce the amount you receive from a North Carolina personal injury settlement because it…

  12. What should I expect from the insurance company after it receives a personal injury demand? — Durham, NC

    After the insurance company receives a personal injury demand, you can usually expect the adjuster to review coverage, fault, medical documentation,…

  13. What should I do if no one took my information after a car accident? — Durham, NC

    Start by writing down what happened, preserving any proof, and checking whether a police crash report exists. North Carolina law generally requires…

  14. What should I do if I developed headaches the day after a car accident? — Durham, NC

    Take recurring headaches seriously, document when they started, and seek medical attention if you believe you need it. In a North Carolina car…

  15. What should I do if a car seat was damaged in a car accident? — Durham, NC

    Stop using the damaged car seat, document it carefully, and ask the property damage adjuster how to submit it for replacement. Federal safety…

  16. What medical treatment records are important after going to the emergency room, urgent care, and a chiropractor following a crash? — Durham, NC

    The important records are the complete medical chart and itemized bills from each provider who evaluated or treated crash-related injuries, including…

  17. What medical records should I keep if my symptoms continue after a car accident? — Durham, NC

    Keep every record that shows what symptoms you reported, when you reported them, what care you received, what bills were created, and how your…

  18. What information does an insurance company need to pay for a damaged wheelchair? — Durham, NC

    An insurance company usually needs enough detail to identify the wheelchair, connect the damage to the accident, and verify a reasonable repair or…

  19. What happens if multiple people are injured in the same car accident and there may not be enough insurance to cover everyone? — Durham, NC

    The insurer may delay making offers while it reviews all injury claims and the available policy limits. In a North Carolina car accident claim, one…

  20. What happens if insurance says my older car is totaled and offers less than I think it is worth? — Durham, NC

    You can question a total loss offer and ask the insurance company to explain how it valued your older vehicle. In North Carolina, vehicle property…

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