Firm news
Accident Q&A series
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Can I bring a personal injury claim after a car accident?
Yes, you may be able to bring a personal injury claim if another person’s negligence caused the car accident and your injuries.
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Can emotional shock counseling be included in an accident injury claim?
Yes. Counseling expenses and accident-related emotional suffering may be included in a North Carolina personal injury claim when the evidence connects them to…
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Can another law firm work with a co-counsel attorney on my car accident case?
Yes. A North Carolina law firm may work with a lawyer from another firm as co-counsel on a car accident case, but you should be told who will represent you,…
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Can an insurance company require a signed release before paying a personal injury settlement?
Yes. An insurance company will usually require a signed release before it pays a final personal injury settlement because the release ends the covered claim…
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Can an accident claim include pain that requires injections after physical therapy?
Yes. A North Carolina accident claim may include ongoing pain, the cost of an injection, and related losses when the evidence connects them to the accident…
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Can a health insurance lien be negotiated after a personal injury settlement?
Yes, a health insurance reimbursement claim can sometimes be negotiated after a personal injury case settles, particularly before the settlement funds are…
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Why would a health insurance company ask for information about my personal injury claim?
A health insurance company usually asks about a personal injury claim to determine whether another person, business, or insurer may be responsible for medical…
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Why does my personal injury lawyer send a letter of representation to my chiropractor?
Your personal injury lawyer sends the letter to tell your chiropractor that the lawyer represents you in the injury claim and should receive case-related…
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Why does my lawyer need a final lien amount before paying out my settlement?
Your lawyer needs the final lien amount to determine how much of the settlement must be reserved for a health plan, government benefit program, or medical…
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What should I do if the insurance adjuster has not responded to my injury demand letter?
Confirm that the adjuster received the complete demand package, then send a brief written follow-up asking for the claim’s status and a response date.
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What should I do if my shoulder or rib pain continues and my doctor refers me to another medical provider?
Follow your doctor’s referral instructions, keep each appointment, and describe your symptoms and crash history accurately to the referred provider.
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What should I consider before settling a personal injury claim with an insurance company?
Before settling, consider whether the offer fairly accounts for your documented injuries and losses, what will be deducted from the settlement, and which…
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What should I check before approving a pre-demand verification in my car accident claim?
Before approving a pre-demand verification, confirm that it accurately lists every accident-related medical provider, appointment, and date of service.
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What medical records are needed before sending a demand to the insurance company after a car accident?
Before sending a car accident demand, the claim file should usually contain complete records and itemized bills from every provider who evaluated or treated…
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What information does a health plan need to resolve a lien after settlement?
A health plan usually needs the member’s identifying information, authorization to communicate with the attorney, accident details, settlement date and…
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What has to be confirmed before personal injury settlement funds can be released?
Before personal injury settlement funds can be released, the law firm generally must confirm that the settlement payment has been received, the required…
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What happens when an insurance adjuster sends a settlement counteroffer to a supervisor?
When an insurance adjuster sends a settlement counteroffer to a supervisor, it usually means the adjuster needs additional authority before accepting the…
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What happens to a diminished value claim if the insurance company declares the car a total loss?
A separate diminished value claim usually does not continue when an insurer treats the vehicle as a total loss.
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What happens if there are multiple health insurance liens on my injury settlement?
Multiple health insurance liens must be identified, verified, and handled before the affected settlement funds are fully distributed.
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What happens if I reject the insurance company's final settlement offer?
If you reject the insurance company’s final settlement offer, there is usually no settlement, no release, and no payment based on that offer.
