Firm news
Accident Q&A series
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What happens if a public benefits program claims repayment from my injury settlement?
Part of your injury settlement may need to be held back and paid to the public benefits program before you receive the remaining funds.
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What happens after the property owner’s insurance company receives notice of my injury claim?
The insurance company usually opens a claim, assigns an adjuster, checks whether the policy may cover the incident, and investigates fault and injuries.
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What happens after a demand letter is sent to the insurance adjuster in a personal injury claim?
After receiving a personal injury demand letter, the insurance adjuster usually reviews the evidence, evaluates fault and damages, and then accepts the…
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What happens after a demand is sent to the insurance company in a car accident injury case?
After a settlement demand is sent, the insurance adjuster usually reviews the evidence, evaluates fault and damages, and responds with an offer, a denial, or…
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What evidence helps prove that stairs were not properly maintained before a fall?
Photographs, video, witness accounts, maintenance records, prior complaints, inspection logs, and surveillance footage can help show that unsafe stairs were…
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Should I accept an insurance company's final settlement offer after an injury claim?
Do not accept an offer merely because the insurance company calls it “final.” Acceptance may make sense when the amount, risks, timing, release terms, and…
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How is a slip and fall injury claim evaluated when I still have numbness and back symptoms?
A slip and fall claim involving continuing numbness and back symptoms is evaluated by looking at both responsibility for the unsafe property condition and…
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How do ongoing physical therapy and an MRI affect my slip and fall injury claim?
Ongoing physical therapy and a possible MRI can help document your symptoms, physical limitations, treatment progress, and medical expenses after a slip and…
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How do medical bills and treatment records support a personal injury demand after a car accident?
Medical records help show what injuries were evaluated, when treatment occurred, and how the condition affected you, while medical bills document the…
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How do I decide whether to accept or reject an insurance settlement offer?
Decide by comparing the offer’s likely net amount with the strength, documented losses, unresolved expenses, and risks of your North Carolina personal injury…
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How can my attorney get a final lien amount from my health plan?
Your attorney can request a final lien or reimbursement amount by giving the health plan’s lien administrator proof of representation, settlement information,…
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How can I understand the difference between liens from different health coverage plans after an injury settlement?
Health coverage claims against a settlement are not all governed by the same rules.
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How are personal injury settlement negotiations handled after the insurance company reviews a demand letter?
After reviewing a demand letter, the insurance adjuster may accept the demand, reject it, request more information, or make a counteroffer.
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Do I need to give my attorney copies of letters from my health insurance company after an accident?
Yes. You should generally send your attorney a complete copy of every accident-related letter from your health insurance company, including all pages and…
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Can settlement funds be held until medical liens are resolved?
Yes. In North Carolina, a law firm may need to keep enough settlement money in its trust account to address valid medical liens or reimbursement claims before…
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Can my attorney make a counteroffer if the insurance company offers less than my claim demand?
Yes. Your attorney can usually respond to a low insurance offer with a revised counteroffer, provided the response follows the authority and instructions you…
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Can my attorney contact my health insurance company if I have not received a requested letter?
Yes. If an attorney represents you in an injury matter, the attorney can generally contact your health insurance company to ask about a missing letter,…
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Can missing medical appointments or records affect my car accident injury claim?
Yes. Missed appointments may lead an insurance adjuster to question the seriousness, cause, or duration of your injuries, while missing records can leave…
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Can medical liens be reduced before a personal injury settlement is paid?
Yes, some medical liens and reimbursement claims can be reduced before a North Carolina personal injury settlement is distributed.
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Can I still claim diminished value if my car had a prior accident in the same area?
Yes, a prior accident in the same area does not automatically prevent a diminished value claim in North Carolina.
