Firm news
Accident Q&A series
-
What happens after an insurance adjuster is assigned to my car accident claim? — Durham, NC
After an insurance adjuster is assigned, that person usually becomes the main claim contact for coverage review, fault investigation, damage…
-
What evidence helps prove vehicle damage and injuries after a side-impact car accident? — Durham, NC
The strongest evidence usually includes crash-scene photos, vehicle photos before repair or salvage, the North Carolina crash report, repair or…
-
What does it mean when my health plan says my injury claim is still under review? — Durham, NC
It usually means the health plan or its recovery vendor has not yet decided whether it will claim repayment from a personal injury settlement or…
-
What can I do if the other driver crossed the center line and damaged my car? — Durham, NC
You can pursue a North Carolina property-damage claim against the at-fault driver and, if injuries are involved, a separate bodily-injury claim may…
-
How do medical provider records affect a personal injury claim after an accident? — Durham, NC
Medical provider records can strongly affect a North Carolina personal injury claim because they help show what injuries were reported, what…
-
How do I know whether a personal injury settlement offer is fair? — Durham, NC
A personal injury settlement offer is usually fair only if it reasonably accounts for liability, your injury-related losses, available insurance,…
-
How do I handle a car accident claim when the insurance company paid the wrong person? — Durham, NC
You should treat the wrong-payment issue as a claim problem that needs written documentation, not just a phone dispute. In North Carolina, vehicle…
-
How do I file an insurance claim against the other driver's auto insurance after a car accident? — Durham, NC
You usually start by identifying the other driver’s insurer, contacting that insurer’s claims department, and asking to open or confirm a liability…
-
How do I document my attempts to contact a medical provider after an accident? — Durham, NC
Document each attempt in a simple, dated log and save proof such as call screenshots, portal messages, emails, voicemails, and letters. In a North…
-
How can my attorney communicate with the insurance adjuster about my car accident claim? — Durham, NC
Your attorney can usually communicate directly with the insurance adjuster after sending a letter of representation and confirming the claim number,…
-
How can my attorney challenge or resolve a health plan reimbursement claim after an accident? — Durham, NC
Your attorney can usually challenge or resolve a health plan reimbursement claim by verifying the plan’s legal right to repayment, checking the…
-
How can I prove the other driver was at fault if a truck crossed the center line and sideswiped my car? — Durham, NC
You prove fault by gathering evidence that the truck left its lane, crossed the center line, and caused the sideswipe. In North Carolina, drivers…
-
How can I make sure my car accident claim is connected to the right policy? — Durham, NC
You can help connect your car accident claim to the right policy by confirming the claim number, policy number if available, named insured, involved…
-
How can I find out what liens are attached to my personal injury settlement? — Durham, NC
You can find out by asking your attorney for a current lien verification status, including who has asserted a claim, what amount is being claimed,…
-
Do I need to respond to a health insurance letter while my injury claim is still open? — Durham, NC
Yes, you should take a health insurance letter seriously while your injury claim is still open, but you may not need to answer it on your own. In a…
-
Can trouble scheduling medical care affect my personal injury claim? — Durham, NC
Yes, trouble scheduling medical care can affect a personal injury claim because insurers often look for gaps in treatment when they question injury,…
-
Can my health insurance company ask to be repaid from my personal injury settlement? — Durham, NC
Yes. A health insurance company or health plan may ask to be repaid from a North Carolina personal injury settlement, but whether it must be paid…
-
Can my health insurance company ask to be repaid from my personal injury settlement? — Durham, NC
Yes, a health insurance company or benefit plan may ask to be repaid from a personal injury settlement, but the request is not always valid or…
-
Can medical liens affect what I receive from a personal injury settlement? — Durham, NC
Yes. In a North Carolina personal injury settlement, valid medical liens can reduce the amount paid to you because certain medical providers or…
-
Can I reject a settlement offer if it does not fairly cover my injury claim? — Durham, NC
Yes. You generally do not have to accept a personal injury settlement offer that you believe does not fairly cover your claim. In North Carolina, the…
