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Accident Q&A series

  1. Can a parent help with paperwork for an adult child's accident case? — Durham, NC

    Yes, a parent can usually help an adult child organize and complete accident paperwork, but the adult child should personally review and sign…

  2. Can a medical lien affect my personal injury settlement? — Durham, NC

    Yes. A valid medical lien can affect both when your personal injury settlement is paid and how much money is available after required payments are…

  3. Why does my personal injury lawyer need medical bills and records from my chiropractor? — Durham, NC

    Your personal injury lawyer needs chiropractic bills and records because they help document what treatment you received, when you received it, what…

  4. What should I do if the other driver's insurance company already opened a claim for my accident? — Durham, NC

    If the other driver's insurance company already opened a claim, treat it as the start of the claim process, not as a decision about fault or payment.…

  5. What should I do if my back and head hurt after a car accident but I do not have health insurance? — Durham, NC

    You should take your symptoms seriously, document what happened, and look for a practical way to get medical care even without health insurance. In a…

  6. What should I do if I cannot reach a specialist after an accident? — Durham, NC

    Keep trying, document each attempt, and tell your legal team what is happening. A delay in follow-up care does not automatically defeat a North…

  7. What should I do if an insurance claim has already been opened after my car accident? — Durham, NC

    If an insurance claim has already been opened, you usually do not need to open a duplicate claim. Instead, save the claim number, identify the…

  8. What should I do if a health plan recovery company says no one has been assigned to my claim yet? — Durham, NC

    Do not assume the health plan has waived its claim just because no analyst has been assigned. Ask for written confirmation of the status, resend the…

  9. What is a letter of representation in a personal injury case? — Durham, NC

    A letter of representation is a notice from a law firm stating that it represents an injured person in a personal injury matter. In North Carolina,…

  10. What information should I gather after a car accident? — Durham, NC

    After a car accident, gather information that identifies the people, vehicles, insurance companies, witnesses, scene conditions, injuries, and…

  11. What information does an insurance company need to process a car accident claim? — Durham, NC

    An insurance company usually needs enough information to confirm coverage, investigate fault, evaluate vehicle damage, and review injury-related…

  12. What information do I need to give an insurer when reporting a car accident claim as the other driver? — Durham, NC

    Give enough information for the insurer to identify the crash, open or locate the claim, and contact the right people. In North Carolina, you should…

  13. What information can affect the value of my personal injury settlement? — Durham, NC

    Many details can affect settlement value, including fault, injury documentation, medical bills, lost income, recovery progress, insurance coverage,…

  14. What information can a law firm share with a treatment provider about a personal injury client? — Durham, NC

    A North Carolina personal injury law firm can usually share limited, necessary information with a treatment provider when the client has authorized…

  15. What information can a health insurance company request after paying medical bills related to an injury? — Durham, NC

    A health insurance company may ask for information that helps it decide whether another person, insurance company, or benefit plan may be responsible…

  16. What happens if the other driver was at fault in a car accident? — Durham, NC

    If the other driver was at fault, you may be able to make a North Carolina injury claim against that driver and, usually, that driver’s auto…

  17. What happens if the insurance adjuster does not agree to a fair settlement? — Durham, NC

    If the insurance adjuster does not agree to what you believe is a fair settlement, the claim usually does not end automatically. In North Carolina,…

  18. What happens if I need neurological care for accident injuries but cannot get through to the clinic? — Durham, NC

    If you need neurological follow-up after an accident but cannot reach the clinic, the main practical issue is documentation. In a North Carolina…

  19. What happens if an injured family member has not signed a medical release for their accident claim? — Durham, NC

    If an injured family member has not signed a medical release, the attorney or law firm usually cannot request that person’s accident-related medical…

  20. What happens during settlement negotiations with an insurance adjuster? — Durham, NC

    Settlement negotiations usually involve a back-and-forth review of fault, injuries, medical records, bills, insurance coverage, and the strength of…

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