Firm news
Accident Q&A series
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What medical bills do I need to support a car accident injury claim?
You generally need complete, itemized medical bills for every accident-related provider, along with records, insurance payment information, and any remaining…
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What is a final medical lien summary in a personal injury case?
A final medical lien summary is a written breakdown of the amount a medical provider, health plan, or lien administrator claims must be repaid from a personal…
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What is a final lien letter in a personal injury settlement?
A final lien letter is the written statement from a lienholder or government benefit program showing the final amount it claims must be repaid from a personal…
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What insurance coverage might apply after an accident or injury?
Several types of insurance may apply after an accident or injury, including liability coverage, uninsured or underinsured motorist coverage, medical payments…
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What information does my medical provider need for my uninsured motorist injury claim?
Your medical provider usually needs enough information to identify the accident-related treatment, bill the proper payor, and document how your injuries…
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What happens if the other driver’s insurance coverage cannot be confirmed after a car accident?
If the other driver’s insurance coverage cannot be confirmed, your own uninsured motorist coverage may need to be opened and investigated while the other…
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What happens if the insurance company will not make a fair offer on my injury claim?
If the insurance company will not make a fair offer, your claim does not have to end there.
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What happens if the insurance company refuses to increase its settlement offer?
If the insurance company refuses to increase its settlement offer, the claim usually does not end automatically.
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What happens if my car insurance already paid some of my medical bills after an accident?
Your injury claim may still continue, but the payments must be tracked carefully.
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What happens if I used my own health insurance for medication related to a work injury?
Using your own health insurance for medication after a North Carolina work injury usually does not end your workers’ compensation claim.
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What happens after my injury case settles if my health plan has a subrogation claim?
After your injury case settles, a health plan subrogation claim usually must be reviewed and resolved before all settlement funds can be disbursed.
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What happens after a minor settlement is approved?
After a minor settlement is approved in North Carolina, the written court order controls what happens next.
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What evidence do I need to bring a civil claim after an assault?
You need evidence showing who assaulted you, what happened, how the assault caused your injuries, and what losses you are claiming.
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What does it mean if no adjuster has been assigned to my injury claim yet?
If no adjuster has been assigned yet, it usually means the insurance company has not routed the injury claim to the person who will evaluate it.
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What can I do if the workers' compensation representative is not authorizing medical treatment after a workplace injury?
You can make a clear written request for authorization, document every delay, file or confirm the proper North Carolina Industrial Commission claim paperwork,…
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What are my options if the insurance company drags out my injury settlement?
You have options, but the right move depends on why the claim is delayed, what proof has been sent, and how close you are to any lawsuit deadline.
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Should my personal injury attorney provide a HIPAA release to a medical collections company?
Usually, only with your informed permission and only if the release is limited to what is needed.
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Should I accept the insurance company's first settlement offer after a broken ankle injury?
Not automatically. After a broken ankle injury, the first insurance settlement offer may not account for all medical bills, future care concerns, lost income,…
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How does uninsured motorist coverage apply when the other driver may not have valid insurance?
Uninsured motorist coverage may apply if the at-fault driver did not have valid liability insurance, the insurer denies coverage, or the vehicle otherwise…
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How does my health insurance affect a personal injury settlement?
Health insurance can affect a personal injury settlement by paying injury-related medical bills first and then possibly seeking repayment from the settlement.
