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Accident Q&A series

  1. How do I document income changes before and after an accident if I am self-employed? — Durham, NC

    Document self-employed income changes by showing a clear before-and-after comparison, using tax returns, invoices, bank deposits, job calendars,…

  2. How do I decide whether a personal injury settlement offer is fair? — Durham, NC

    A fair personal injury settlement offer is one that reasonably accounts for liability, injury-related losses, available insurance, liens, and the…

  3. How do I complete medical authorization forms for an injury claim? — Durham, NC

    Complete medical authorization forms carefully, only after you understand who will receive your records, which providers are covered, what date range…

  4. How can I recover money for car damage if the other driver has no insurance? — Durham, NC

    You may have several possible paths: a claim under your own coverage, an uninsured motorist property damage claim, or a claim directly against the…

  5. Does it matter if a store employee helped me up and I fell again after the first fall? — Durham, NC

    Yes. The second fall can matter because it may affect fault, notice, causation, and how your injuries are documented. Under North Carolina law, the…

  6. Do I need to sign a release before my medical records can be requested for my injury claim? — Durham, NC

    Yes, in most North Carolina personal injury claims, you should expect to sign a medical authorization before your attorney or another authorized…

  7. Can the insurance company make a counteroffer after receiving my injury demand? — Durham, NC

    Yes. An insurance company may respond to your injury demand with a counteroffer instead of accepting the demand as written. In a North Carolina…

  8. Can my settlement include urgent care and chiropractic bills if the providers have not sent records yet? — Durham, NC

    Yes, urgent care and chiropractic bills can often be included in a North Carolina personal injury settlement, but they usually need to be supported…

  9. Can my own insurance help if the driver who hit me was uninsured? — Durham, NC

    Yes. In many North Carolina crashes, your own auto insurance may help through uninsured motorist coverage if the at-fault driver had no insurance.…

  10. Can my lawyer negotiate a higher personal injury settlement if the insurance company’s offer is too low? — Durham, NC

    Yes. A North Carolina personal injury lawyer can often continue negotiating after a low insurance offer, but no attorney can promise that the insurer…

  11. Can my lawyer contact the insurance company for me after a car accident? — Durham, NC

    Yes. If you are represented after a Durham car accident, your lawyer can usually contact the insurance company, send a letter of representation, and…

  12. Can my attorney request information from my health plan about accident-related medical bills? — Durham, NC

    Yes. In a North Carolina personal injury matter, your attorney can usually request accident-related billing, payment, lien, or reimbursement…

  13. Can missed contracts or canceled jobs help support a lost wage claim? — Durham, NC

    Yes. Missed contracts, canceled jobs, and lost work opportunities can help support a self-employed lost wage claim in North Carolina if they are tied…

  14. Can I sue an uninsured driver who hit my car? — Durham, NC

    Yes. In North Carolina, you can usually sue an uninsured driver if that driver’s negligence caused the crash and your vehicle damage. The harder…

  15. Can I still have a slip and fall case if nothing was broken but I still have pain? — Durham, NC

    Yes, you may still have a slip and fall case even if no bone was broken. In North Carolina, the key questions are whether the store failed to use…

  16. Can I settle my personal injury claim if the insurance company responds with an offer? — Durham, NC

    Yes, you can settle a personal injury claim after the insurance company makes an offer, but you do not have to accept the first number. In North…

  17. Can I recover lost income if I use my car for work and it was damaged in a crash? — Durham, NC

    Possibly, but you must prove the crash caused the income loss and that the amount is supported by records. In North Carolina, a claim may involve…

  18. Can I make a claim if the driver who hit my car does not have insurance? — Durham, NC

    Yes. If the at-fault driver had no insurance, you may be able to make an uninsured motorist claim through your own North Carolina auto policy or…

  19. Can I bring a claim if I slipped on water in a store and there was no wet floor sign? — Durham, NC

    Yes, you may be able to bring a claim, but the missing wet floor sign is not enough by itself. Under North Carolina law, the key questions are…

  20. Can a self-employed person claim lost wages after an accident? — Durham, NC

    Yes. A self-employed person may claim lost income after an accident in North Carolina, but the proof usually has to be stronger than a simple…

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