Firm news
Accident Q&A series
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What happens if I leave parts of my accident case paperwork blank? — Durham, NC
Leaving accident paperwork blank can delay your claim, create confusion, or cause a form to be rejected, but you should not guess or fill in…
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What happens if I did not accept an early settlement offer and still need my medical bills paid? — Durham, NC
Not accepting an early settlement offer usually means your claim is still open, but it does not automatically make the insurance company pay your…
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What happens if a lien holder has not sent the final lien letter yet? — Durham, NC
If a lien holder has not sent the final lien letter yet, the settlement or injury claim may not be ready for full disbursement. In North Carolina,…
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What happens after I finish medical treatment in a car accident injury claim? — Durham, NC
After you finish medical treatment, the injury claim usually moves from treatment tracking to claim evaluation. In a North Carolina car accident…
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What happens after an auto insurance claim is opened using the policy number? — Durham, NC
After an auto insurance claim is opened using the policy number, the insurer usually creates or locates a claim file, assigns a claim number,…
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What happens after a settlement demand is sent to the insurance company? — Durham, NC
After a settlement demand is sent, the insurance adjuster usually reviews liability, medical records, bills, lost income information, and policy…
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What factors can affect the value of my personal injury claim during settlement negotiations? — Durham, NC
Many factors can affect settlement value, including fault, injury proof, medical records, lost income, insurance limits, liens, and the risk of…
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What evidence do I need to prove an uninsured driver caused my car accident? — Durham, NC
You need evidence showing both fault and uninsured status. In North Carolina, an uninsured driver is not automatically responsible just because they…
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What evidence do I need for a slip and fall case in a grocery or retail store? — Durham, NC
You usually need evidence showing what caused you to fall, how the store knew or should have known about the hazard, and how the fall caused your…
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What does it mean when liens need to be verified in a personal injury case? — Durham, NC
When liens need to be verified, it usually means the law office is confirming whether medical providers, health plans, or government programs have a…
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What does it mean if my health plan has not assigned someone to review my accident-related claim? — Durham, NC
It usually means the health plan or its administrator has not completed its internal review, not that the plan has given up any possible…
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What does a letter of representation do in a car accident insurance claim? — Durham, NC
A letter of representation tells the insurance company that a law firm represents you for a car accident claim and that claim communications should…
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What documents do I need to open an auto insurance claim after a crash? — Durham, NC
To open an auto insurance claim after a crash, you usually need enough information for the insurer to identify the policy, the people involved, and…
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What documents can help prove lost income for a self-employed accident victim? — Durham, NC
Self-employed accident victims usually need business records, tax records, job records, payment history, and medical documentation that connects the…
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What are my options if my car was hit from behind while I was turning into a business? — Durham, NC
You may have several options: a claim against the driver who hit you, a possible uninsured motorist claim through your own auto policy, and a…
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Should I only sign where indicated on paperwork for my accident case? — Durham, NC
Usually, yes: if the accident paperwork says to sign only where indicated, the safest approach is to sign only in the marked places and ask before…
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How does a police report help after a rear-end car accident? — Durham, NC
A police report can help after a rear-end car accident by documenting who was involved, where and when the crash happened, insurance information,…
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How do insurance companies evaluate a personal injury settlement demand? — Durham, NC
Insurance companies usually evaluate a personal injury settlement demand by reviewing fault, insurance coverage, medical documentation,…
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How do I get a health plan case update letter for my injury claim? — Durham, NC
You usually get a health plan case update letter by sending a written request to the health plan or its recovery administrator with proof of…
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How do I file an insurance claim after a car accident when I have a police report? — Durham, NC
You can usually start the insurance claim by contacting the relevant auto insurer, giving the policy number, date of loss, names of the drivers, and…
