Firm news

Accident Q&A series

  1. What happens if the other driver was at fault for my car accident? — Durham, NC

    If the other driver was at fault, you may be able to bring a North Carolina personal injury claim against that driver and, practically speaking,…

  2. What happens if the insurance company does not make a decision on my injury claim? — Durham, NC

    An insurance company’s silence usually does not approve or deny your injury claim by itself. In North Carolina, the insurer may still be…

  3. What happens after an insurance company reviews a personal injury settlement demand? — Durham, NC

    After reviewing a personal injury settlement demand, the insurance company may make an offer, ask for more information, deny the claim, or continue…

  4. What does it mean when an insurance company says my injury demand is under review? — Durham, NC

    It usually means the insurance company has received your injury demand and is evaluating liability, injuries, medical bills, coverage, and any…

  5. What does it mean when a personal injury case is in the bills and records collection phase? — Durham, NC

    It usually means your active treatment has ended or paused long enough for the legal team to gather complete medical records, itemized bills,…

  6. What does a letter of representation do in a personal injury claim? — Durham, NC

    A letter of representation tells the insurance company that an attorney represents the injured person for a specific accident or claim. In a North…

  7. Should I tell my attorney about emergency room, primary care, and chiropractic treatment after an accident? — Durham, NC

    Yes. If you are represented in a North Carolina personal injury claim, your attorney should know about every accident-related medical visit,…

  8. How is a damaged mobility device handled when the injured person has passed away? — Durham, NC

    A damaged wheelchair or other mobility device is usually handled as a personal property damage claim, even if the injured person later passed away.…

  9. How does a letter of representation affect communication with the insurance company? — Durham, NC

    A letter of representation usually tells the insurance company that an attorney represents the injured person and that claim communications should go…

  10. How do I protect my rights while an insurance claim is being reviewed? — Durham, NC

    You protect your rights by documenting the claim, watching deadlines, limiting unclear statements, and not signing broad paperwork until you…

  11. How can I use medical payments coverage after an accident? — Durham, NC

    You can usually use medical payments coverage, often called MedPay or accident protection benefits, by opening a claim with the auto insurer and…

  12. How can I get an insurance company to respond to my injury claim? — Durham, NC

    You can often improve the chance of a response by sending a clear written follow-up that identifies the claim, asks for the assigned representative,…

  13. How are my medical bills and records used in a personal injury claim? — Durham, NC

    Your medical bills and records are used to show what treatment you received, how the injury affected you, and what medical expenses are being…

  14. Can my attorney request my medical bills and treatment records for me? — Durham, NC

    Yes. In a North Carolina personal injury matter, your attorney can usually request your medical bills and treatment records if you sign a proper…

  15. Can my attorney communicate directly with the insurance company after I hire them? — Durham, NC

    Yes. After you hire a personal injury attorney, your attorney can usually notify the insurance company and ask that claim communications go through…

  16. Can my attorney communicate directly with the insurance company about my personal injury claim? — Durham, NC

    Yes. If you authorize an attorney to represent you in a North Carolina personal injury claim, the attorney can usually communicate directly with the…

  17. Can more than one injured person make claims under the same insurance claim? — Durham, NC

    Yes. More than one injured person can usually make separate personal injury claims arising from the same accident, even if the insurance company uses…

  18. Can I still make a claim if the other driver denies fault? — Durham, NC

    Yes. You can usually still make a North Carolina injury claim even if the other driver denies fault, but you will need evidence showing what happened…

  19. Can I recover compensation if someone else caused my car accident? — Durham, NC

    Yes, you may be able to recover compensation if another driver’s negligence caused your car accident and you can prove your injuries and losses. In…

  20. Can I recover compensation for injuries and vehicle damage after a crash? — Durham, NC

    Yes, you may be able to recover compensation for both injuries and vehicle damage after a Durham crash if another person’s negligence caused the…

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