Firm news

Accident Q&A series

  1. What information is usually exchanged during personal injury settlement negotiations? — Durham, NC

    Personal injury settlement negotiations usually involve exchanging information about fault, injuries, medical treatment, bills, lost income,…

  2. What information is needed to confirm a medical lien after a car accident? — Durham, NC

    To confirm a medical lien after a North Carolina car accident, you usually need the injured person’s identifying claim information, the accident…

  3. What information does the insurance company usually need after a car accident injury claim? — Durham, NC

    The insurance company usually needs enough information to confirm who was involved, how the crash happened, what injuries are being claimed, what…

  4. What happens when my lawyer negotiates a counteroffer with the insurance company? — Durham, NC

    Your lawyer responds to the insurer’s first offer with a reasoned counteroffer and supporting information, but you remain the person who decides…

  5. What happens if there is no uninsured or underinsured motorist coverage in my car accident case? — Durham, NC

    If there truly is no uninsured or underinsured motorist coverage available, your recovery may be limited to the at-fault driver’s bodily injury…

  6. What happens if my personal injury case does not settle? — Durham, NC

    If your North Carolina personal injury case does not settle, the next step is usually to decide whether filing a lawsuit makes sense before the…

  7. What happens if I reject a low settlement offer after an accident? — Durham, NC

    Rejecting a low settlement offer usually does not end your North Carolina injury claim. It often leads to more negotiation, a counteroffer, more…

  8. What happens if an insurance company and an injured person cannot agree on a settlement? — Durham, NC

    If an insurance company and an injured person cannot agree on a settlement, the claim may remain in negotiation, move toward mediation or another…

  9. What happens after my attorney contacts the insurance adjuster about my claim? — Durham, NC

    After your attorney contacts the insurance adjuster, the insurer usually updates the claim file, directs communications through your attorney, and…

  10. What happens after I agree to settle my personal injury claim? — Durham, NC

    After you agree to settle, the claim usually moves into paperwork, lien verification, release review, payment, and final disbursement. In North…

  11. Should I accept an insurance settlement offer if medical liens may reduce what I take home? — Durham, NC

    Not until you understand the likely net amount after valid liens, reimbursement claims, attorney fees, and case costs. In North Carolina, some…

  12. How does a medical lien affect my personal injury settlement? — Durham, NC

    A medical lien can reduce the amount you receive from a personal injury settlement because certain medical providers may have a legal claim to be…

  13. How do settlement negotiations work when my attorney and the insurance company disagree about the value of my claim? — Durham, NC

    Settlement negotiations usually continue through offers, counteroffers, and evidence-based arguments about liability, injuries, damages, and risk. In…

  14. How do personal injury settlement negotiations work with an insurance company? — Durham, NC

    Personal injury settlement negotiations usually begin after the injured person or their attorney sends the insurance company a documented demand. In…

  15. How do I make sure all accident-related medical bills and liens are accounted for before signing a release? — Durham, NC

    Before signing a release, you should identify every accident-related bill, lien, reimbursement claim, and unpaid provider balance, then confirm each…

  16. How do I know what damages I can recover after a car accident? — Durham, NC

    You know what damages may be recoverable by looking at what losses were caused by the crash, what evidence supports those losses, and whether North…

  17. How do I find out whether government health care has a lien on my personal injury claim? — Durham, NC

    You find out by identifying every government health care program that paid injury-related bills and requesting a written lien ledger or itemized…

  18. How do I decide what settlement offer is acceptable in a personal injury case? — Durham, NC

    An acceptable settlement offer is usually one that makes sense after considering liability risks, injury proof, medical bills, liens, case expenses,…

  19. How do hospital records and chiropractic treatment affect my car accident injury claim? — Durham, NC

    Hospital records and chiropractic records can strongly affect a North Carolina car accident injury claim because they help connect your injuries,…

  20. How can I protect my rights after a car accident? — Durham, NC

    You can protect your rights after a car accident by getting to safety, following North Carolina crash duties, documenting what happened, preserving…

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