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Accident Q&A series

  1. Can I settle my uninsured motorist claim and still pursue money from a motor carrier endorsement? — Durham, NC

    Yes, it may be possible, but only if the uninsured motorist settlement is handled carefully. In North Carolina, a denied truck liability policy can…

  2. Can I settle a car accident injury claim with the other driver's insurance company without going to court? — Durham, NC

    Yes, many North Carolina car accident injury claims settle with the at-fault driver’s insurance company without anyone going to court. The main…

  3. Can I seek legal funding if I already have an attorney for my car accident case? — Durham, NC

    Yes, you can usually ask about legal funding while you already have an attorney, but you should do it through your current lawyer. Most funding…

  4. Can I make an injury claim if I went by ambulance to the emergency room and followed up with doctors afterward? — Durham, NC

    Yes, you may be able to make an injury claim if another person or business caused the accident and your medical treatment is connected to your…

  5. Can I make a claim if I was driving a vehicle borrowed from someone else when I was rear-ended? — Durham, NC

    Yes. Driving a borrowed vehicle does not automatically prevent you from making a North Carolina personal injury claim if another driver rear-ended…

  6. Can I get emergency funding while I have a pending car accident case? — Durham, NC

    Possibly, but emergency funding tied to a pending North Carolina car accident case is usually handled through a third-party funding company or, less…

  7. Can I correct an affidavit in my personal injury case if I checked the wrong box? — Durham, NC

    Yes, a mistaken affidavit can often be corrected, but the correction should be clear, truthful, dated, and handled before anyone relies on the wrong…

  8. Can an uninsured motorist claim affect my ability to recover from a trucking company’s insurance? — Durham, NC

    Yes, an uninsured motorist claim can affect a trucking insurance recovery if the settlement release, notice process, or coverage investigation is…

  9. Can an insurance company ask for my injury and treatment status while my records are still being gathered? — Durham, NC

    Yes. An insurance company may ask for a basic update about your injury status and treatment, even while your medical records and bills are still…

  10. Can an injury claim be opened before an attorney sends a letter of representation? — Durham, NC

    Yes, an insurer may be able to create an injury claim file before receiving a lawyer’s letter of representation, but many claims representatives will…

  11. Can a personal injury settlement be finalized if my health plan has not confirmed its reimbursement claim? — Durham, NC

    Yes, a personal injury settlement can sometimes be finalized before a health plan gives its final reimbursement position, but the settlement funds…

  12. Who decides how settlement proceeds are delivered after a settlement is reached? — Durham, NC

    No single person always decides. In a North Carolina personal injury settlement, the delivery method usually depends on the written settlement…

  13. What should I expect when settlement funds are disbursed after a case resolves? — Durham, NC

    After a North Carolina personal injury case resolves, settlement funds are usually sent to the law firm, deposited into a client trust account, and…

  14. What should I do if the insurance company asks why I was admitted to the hospital after a crash? — Durham, NC

    Answer carefully and do not guess. If the insurance company asks why you were admitted to the hospital after a crash, it is usually best to rely on…

  15. What should I do if records for diagnostic treatment are missing from my injury claim? — Durham, NC

    Do not assume the claim is ready to settle if diagnostic treatment records are missing. In a North Carolina personal injury claim, those records may…

  16. What should I consider before accepting a settlement offer from an insurance company? — Durham, NC

    Before accepting a settlement offer, consider whether it fairly accounts for liability, your medical records and bills, lost income, future…

  17. What should I consider before accepting a settlement in a personal injury case? — Durham, NC

    Before accepting a personal injury settlement in North Carolina, consider whether the offer fairly accounts for liability risks, medical records,…

  18. What records are needed to confirm a medical lien in a personal injury case? — Durham, NC

    To confirm a medical lien in a North Carolina personal injury case, you usually need written lien notice, an itemized lien ledger or billing…

  19. What information should I gather after a motor vehicle accident? — Durham, NC

    After a motor vehicle accident in North Carolina, gather information that shows who was involved, how the crash happened, what insurance may apply,…

  20. What information should I gather after a motor vehicle accident? — Durham, NC

    Gather information that helps show who was involved, how the crash happened, what damage occurred, and how your injuries developed. In North…

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