Firm news
Accident Q&A series
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What documents should I provide to support my injury insurance claim? — Durham, NC
You should provide documents that show what happened, why another person or business may be responsible, what injuries you reported, what treatment…
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What are final lien letters in a personal injury case? — Durham, NC
Final lien letters are written payoff or confirmation letters from medical providers, health plans, or other lienholders stating the final amount…
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How does pre-settlement funding work after a car accident? — Durham, NC
Pre-settlement funding is usually money advanced against a pending injury claim, with repayment expected from any settlement or recovery. In a North…
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How do I pursue a claim when the other driver was at fault but I do not have all the insurance details yet? — Durham, NC
Yes, you can usually begin a North Carolina injury claim even if you do not yet have every insurance detail. Start by locating the crash report,…
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How do I know whether all liens have been identified in my injury case? — Durham, NC
You usually know liens have been reasonably identified when every known medical provider, health plan, government benefit program, and other possible…
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How do I document knee and shoulder injuries after an accident? — Durham, NC
Document knee and shoulder injuries by keeping a complete treatment timeline, all medical records and bills, notes about symptoms and limits, and…
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How can I make sure the insurance company has the right information for my injury claim? — Durham, NC
You can help make sure the insurer has the right information by sending complete, organized, and accurate claim documents, keeping written proof of…
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How can I make sure a settlement release does not give up my right to pursue other insurance coverage after a truck accident? — Durham, NC
Use a narrow, written release that settles only the specific uninsured motorist claim with your own insurer and clearly reserves all other claims,…
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How can I make sure a release does not waive other insurance coverage after a truck accident? — Durham, NC
You reduce the risk by having the release narrowly drafted before anyone signs it. In a North Carolina truck accident claim, the release should…
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How can I handle communication with an insurance adjuster after opening an injury claim? — Durham, NC
Handle adjuster communication carefully, in writing when possible, and through your attorney if you are represented. In a North Carolina injury…
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How can I check the status of my injury claim with an insurance company? — Durham, NC
You can check the status of an injury claim by contacting the assigned insurance representative with the claim number, date of loss, injured person’s…
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How can an incorrect health insurance affidavit affect my personal injury claim? — Durham, NC
An incorrect health insurance affidavit can delay a North Carolina personal injury claim, create confusion about unpaid medical bills, and raise…
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Do I need to disclose health insurance I had during injury treatment if it did not pay for my care? — Durham, NC
Yes. If health insurance existed during any part of your injury treatment, your affidavit or claim paperwork should usually disclose that fact…
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Can my insurer require reimbursement if I later recover money through a trucking company’s required endorsement? — Durham, NC
Yes, your own insurer may have a reimbursement or subrogation claim if it pays uninsured motorist benefits and you later recover from a legally…
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Can my health problems affect how I participate in an injury claim or settlement discussions? — Durham, NC
Yes. Health problems can affect how you communicate with insurers, gather records, review settlement documents, attend meetings, or make decisions,…
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Can my health plan ask to be reimbursed from my personal injury settlement? — Durham, NC
Yes, a health plan may ask to be reimbursed from a personal injury settlement, but whether it has an enforceable claim depends on the type of plan,…
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Can my attorney speak directly with the insurance company about my injury claim? — Durham, NC
Yes. If an attorney represents you in a North Carolina injury claim, the attorney can usually communicate directly with the insurance company or…
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Can my attorney speak directly with the insurance company about my injury claim? — Durham, NC
Yes. If you have authorized an attorney to represent you in a North Carolina injury claim, your attorney can usually communicate directly with the…
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Can my attorney communicate directly with the insurance company about my injury claim? — Durham, NC
Yes. If an attorney represents you in a North Carolina injury claim, the attorney can usually communicate directly with the insurance company,…
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Can I still pursue commercial trucking insurance coverage after signing an uninsured motorist release? — Durham, NC
Yes, you may still be able to pursue commercial trucking insurance coverage, but it depends on the exact release language. In North Carolina, a…
