Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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What can I do if the insurance company ends my rental car coverage after declaring my vehicle a total loss?
You can ask for the decision in writing, request a short extension, and document why you still need replacement transportation.
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How will the potential settlement value of my personal injury claim be determined?
Your claim’s potential settlement value will be determined by the strength of the liability evidence, the nature and duration of your injuries, documented…
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How should I decide the lowest car accident settlement I am willing to accept?
Set your lowest acceptable car accident settlement by comparing the likely net amount you would receive with your documented losses, the effect of the…
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How is pain and suffering valued when a car accident significantly disrupted my life?
Pain and suffering is valued by considering how the car accident affected your physical comfort, emotional well-being, independence, work, relationships, and…
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How does gap coverage apply when a vehicle is declared a total loss?
Gap coverage may pay or waive some or all of the covered difference between the vehicle’s total-loss payment and the remaining loan or lease balance.
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How can I obtain concussion treatment through an existing personal injury claim?
An existing personal injury claim may help your attorney coordinate with a clinic that accepts injury-related cases, but the claim itself does not provide…
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How can I obtain a final health insurance lien and closing letter after settling a personal injury claim?
Send the health plan or its recovery administrator a complete settlement packet and make a written request for a final, itemized reimbursement amount.
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How can an authorized legal representative request an emergency medical services patient care report after an accident?
An authorized legal representative should send a written request to the EMS provider’s records custodian with a valid patient authorization and enough…
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Does a settled personal injury claim remain open while a health plan reviews its subrogation lien?
The liability claim may already be settled, but the settlement administration usually remains unfinished while the health plan determines its reimbursement…
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Do I need to provide anything before the firm requests my medical bills and records?
Usually, yes. Before requesting your medical bills and records, the firm may need an updated provider list, confirmation of your treatment status, copies of…
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Can my lawyer move forward with my injury claim before receiving all of my medical records?
Yes. A lawyer can usually continue investigating fault, preserving evidence, communicating with insurers, tracking deadlines, and following up on record…
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Can medical liens be negotiated before a car accident settlement is distributed?
Yes. Medical liens and other reimbursement claims can often be reviewed and discussed before a North Carolina car accident settlement is distributed.
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Can I reject an insurance company's initial offer and negotiate for more after a car accident?
Yes. You can generally decline an insurance company’s initial car accident settlement offer and present a counteroffer supported by evidence of your injuries…
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Can I recover out-of-pocket transportation expenses caused by a total-loss accident?
Possibly. In North Carolina, reasonable transportation costs caused by the loss of a vehicle may support a property-damage or loss-of-use claim, but…
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Can an injury attorney help arrange a concussion evaluation through a medical-provider portal?
Yes, an injury attorney may be able to submit a request through a medical-provider portal and help coordinate the records, claim information, and…
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Can a different attorney handle my property-damage claim while another attorney handles my injury claim?
Yes. In many North Carolina accident cases, one attorney may handle the bodily-injury claim while another handles vehicle damage, total-loss, rental, or…
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Can a car accident settlement cover medical expenses, lost wages, prescriptions, travel expenses, and pain and suffering?
Yes. A North Carolina car accident settlement may account for crash-related medical expenses, lost wages, prescription costs, reasonable travel expenses for…
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Will the insurance company send an adjuster to inspect my damaged car?
Usually, the insurance company will arrange an inspection, but it may not send an adjuster to see the car in person.
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What medical evidence determines how much an injury claim may be worth?
No single medical record determines what an injury claim may be worth. The most important evidence usually shows the diagnosis, connection between the…
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What is the difference between a global limits settlement and a settlement for one injured person?
A global limits settlement generally uses the policy’s total per-accident limit to resolve claims involving multiple injured people, often through an agreed…
