Firm news
Accident Q&A series
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Can receiving chiropractic care and physical therapy at the same time affect my injury claim?
Yes, receiving chiropractic care and physical therapy at the same time can affect your injury claim, but overlapping treatment does not automatically harm it.
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Can my spouse pursue workers' compensation benefits and a claim against the other driver?
Yes, your spouse may be able to pursue both North Carolina workers’ compensation benefits and a personal injury claim against the other driver.
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Can my spouse pursue a car accident injury claim if the crash happened while working?
Yes. If another driver caused the crash, your spouse may be able to pursue a personal injury claim even though the collision happened while your spouse was…
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Can my spouse file a lawsuit if the insurance company will not make an acceptable settlement offer?
Yes. If your injured spouse has not signed a binding release and the filing deadline has not expired, your spouse may be able to sue the person or business…
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Can my spouse bring a personal injury claim after being struck by a vehicle while walking?
Yes. Your spouse may bring a North Carolina personal injury claim if the driver’s negligence caused the pedestrian collision and resulting injuries.
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Can my auto insurer settle another driver's injury claim if I believe I was not at fault?
Yes. Many auto policies allow the insurer to investigate and settle a covered claim when it considers settlement appropriate, even if its insured disputes…
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Can lost income from missing work after the accident be included in the claim?
Yes. A North Carolina personal injury claim may include income lost because accident-related injuries kept the injured person from working.
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Can I still pursue the at-fault party if they agreed to pay my medical bills but never paid them?
Possibly, but an agreement to pay medical bills does not automatically preserve an expired personal injury claim.
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Can I seek compensation for emotional distress after a car accident if I have no diagnosed physical injury?
Yes, North Carolina law may allow an emotional distress claim without a diagnosed physical injury, but the distress generally must be severe rather than…
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Can I recover lost wages if emotional distress caused me to miss work after a collision?
Possibly. North Carolina does not always require a physical injury for a person to recover damages caused by severe emotional distress, and proven lost wages…
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Can I pursue a property damage claim for a rental car if I was not physically injured?
Yes. A North Carolina property damage claim does not require a physical injury, but the rental company usually owns the vehicle and may control the repair…
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Can I pursue a claim if the driver was not the registered owner of the vehicle?
Yes. A North Carolina injury claim may be pursued against a negligent driver even when that person did not own the vehicle.
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Can I open an accident claim without the other vehicle's policy number?
Yes. You can often report a North Carolina accident and begin the claim process without the other vehicle’s policy number if you have enough information to…
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Can I hire a lawyer for a personal injury claim after initially trying to handle it myself?
Yes. You may hire a lawyer after starting a North Carolina personal injury claim on your own, provided an attorney agrees to take the case.
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Can I electronically sign a medical-records release form instead of printing it?
Usually, yes—an electronic signature may be valid under North Carolina law if the records holder accepts electronic transactions and the signature can be…
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Can I challenge insurance records that are causing higher out-of-pocket charges for my medical care?
Yes. You can dispute inaccurate hospital billing information, insurance claim records, payment coding, or coordination-of-benefits information that may be…
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Can a personal injury claim be resolved for the insurer’s final settlement offer?
Yes. A North Carolina personal injury claim can generally be resolved for the amount described as the insurer’s final settlement offer when the claimant…
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Can a household member’s car insurance provide underinsured motorist coverage if I was an uninsured passenger?
Possibly, but sharing a home with someone who has car insurance does not, by itself, make you insured under that policy.
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Why might an insurer receive notice of a lien before the injured person's attorney?
An insurer may receive lien notice first because health plans, government benefit programs, medical providers, and recovery vendors often use separate notice…
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What should I do if the accident report separated the people involved and delayed access to the other driver's insurance information?
Request the complete crash report, including every continuation or supplemental page, and contact the investigating agency about missing or unclear insurance…
