Firm news
Accident Q&A series
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How can I make a claim if the other driver may have been uninsured? — Durham, NC
You can usually start by confirming whether the other driver had active liability insurance, then notifying your own auto insurer that an uninsured…
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How can I get the other driver's insurance company to respond about my motorcycle damage claim? — Durham, NC
Start by making the request in writing, giving a clear deadline for a response, and asking for a supervisor if the assigned adjuster will not answer.…
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How can I get the insurance property damage adjuster to respond after a car accident? — Durham, NC
You can usually improve the chances of a response by moving the property damage issue into writing, sending a complete packet, documenting every…
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How are personal injury settlement payments divided between medical bills and money paid directly to me? — Durham, NC
A North Carolina personal injury settlement is usually divided by first resolving attorney fees and case costs, valid medical bills or liens, and any…
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Can the insurance company discuss my car accident claim directly with my attorney? — Durham, NC
Yes. If you are represented by an attorney, the insurance company may usually discuss your car accident claim with your attorney instead of…
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Can signing a settlement release stop me from bringing more claims later? — Durham, NC
Yes. In most North Carolina personal injury claims, signing a settlement release can permanently end the claims covered by that document. The key…
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Can problems like not getting a rental car and disruption to daily life be included in my injury settlement demand? — Durham, NC
Yes, those problems can often be included in a settlement demand if they are connected to the accident and supported by proof. In North Carolina,…
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Can my lawyer request my medical records if I left sensitive identifying information off the intake forms? — Durham, NC
Yes, your lawyer can ask you for missing identifying information before requesting medical records, and the firm may not be able to obtain the…
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Can my injury claim and motorcycle damage claim be handled separately after an accident? — Durham, NC
Yes. In many North Carolina motorcycle accident claims, the bodily injury claim and the motorcycle property damage claim are handled on separate…
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Can my injury attorney help with property damage if they only represent me for bodily injury? — Durham, NC
Yes, your injury attorney may be able to help with property damage, but only if the attorney agrees to handle that part of the claim or offers…
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Can my injury attorney contact the insurance adjuster about my motorcycle damage? — Durham, NC
Yes. If the attorney’s representation includes the property damage issue, your injury attorney can contact the insurance adjuster about your…
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Can my health insurance company ask to be reimbursed from my car accident settlement? — Durham, NC
Yes. A health insurance company or plan administrator may ask to be reimbursed from a North Carolina car accident settlement, but whether it must be…
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Can my attorney request my medical records on my behalf for a personal injury claim? — Durham, NC
Yes. In a North Carolina personal injury claim, your attorney can usually request your medical records if you sign a proper authorization allowing…
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Can my attorney communicate with the insurance adjuster for me? — Durham, NC
Yes. If you authorize an attorney to help with your North Carolina personal injury claim, your attorney can usually communicate with the insurance…
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Can I use uninsured motorist coverage if the at-fault driver’s policy is not active? — Durham, NC
Yes, you may be able to use uninsured motorist coverage if the at-fault driver did not have active liability insurance at the time of the crash. In…
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Can I reject a personal injury settlement offer if it feels the same as what the insurer offered before I had a lawyer? — Durham, NC
Yes. In a North Carolina personal injury claim, you generally do not have to accept a settlement offer just because the insurer made it or because…
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Can I negotiate a personal injury settlement if the insurance company says its offer is final? — Durham, NC
Yes, you can usually keep negotiating if you have not accepted the offer, signed a release, or otherwise resolved the claim. A “final” offer is often…
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Can I make the other driver's insurance pay for repairs or replacement after a motorcycle accident? — Durham, NC
Usually, yes, you can pursue the at-fault driver's insurance for motorcycle repairs or replacement, but the insurer does not always contact you…
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Can I ask for changes if something in the insurance demand document is wrong? — Durham, NC
Yes. If a pre-demand verification document contains something inaccurate, incomplete, or unclear, you should ask your attorney to correct it before…
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Can a police report policy number help prove whether the other driver had insurance? — Durham, NC
Yes, a policy number listed on a North Carolina police report can help an insurer search for coverage, but it does not prove by itself that the other…
