Firm news
Accident Q&A series
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Can I bring a personal injury lawsuit for injuries caused by a bed bug infestation? — Durham, NC
Yes, a bed bug infestation may support a North Carolina personal injury lawsuit if you can show that a responsible property owner, landlord, hotel…
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Can I be held responsible if an unlisted driver crashes a rental car that is in my name? — Durham, NC
Yes, you may face responsibility even though you were not driving. Your rental agreement may make you responsible for damage to the rental vehicle,…
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Can I ask the reporting officer to amend an accident report based on my account and additional evidence? — Durham, NC
Yes. You may ask the reporting officer or the officer’s agency to correct or supplement a North Carolina accident report, especially if you can…
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Can an insurer reduce the value of my claim because health insurance paid part of my medical bills? — Durham, NC
Yes, a liability insurer may base its settlement evaluation on the amounts paid or still required to satisfy your medical bills rather than the…
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Can a healthcare claims administrator require proof of representation before releasing lien records? — Durham, NC
Yes. A healthcare claims administrator may generally verify that a law firm represents the injured person and is authorized to receive confidential…
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Who is responsible for my injuries if I was a passenger on the bus? — Durham, NC
Responsibility depends on who caused the bus accident. A negligent bus driver, the transit operator, another driver, or more than one party may be…
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Who is responsible for handling my injury claim after an uninsured driver hits a public bus? — Durham, NC
The uninsured driver may remain legally responsible, but an available uninsured motorist carrier usually handles the insurance side of the injury…
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What should I do if I forgot to list a medical provider before the demand is submitted? — Durham, NC
Tell your attorney or claim representative immediately and ask that the demand be paused until the provider is identified. The missing provider’s…
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What should I consider before accepting a bodily injury settlement? — Durham, NC
Before accepting a bodily injury settlement, consider whether it fairly accounts for your documented injuries, medical expenses, lost income,…
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What options do I have if the at-fault driver's insurance company declares my car a total loss? — Durham, NC
You can accept the total-loss payment, challenge the insurer’s valuation, ask about keeping the damaged vehicle, or consider making a collision claim…
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What medical records should I keep if my child is evaluated after a car accident? — Durham, NC
Keep the complete record from every provider who evaluates or treats your child, including visit notes, discharge instructions, test results,…
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What medical records and other evidence can support my car accident injury claim? — Durham, NC
Complete medical records, itemized bills, imaging materials, medication receipts, crash photographs, the police report, witness information, and…
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What medical information can confirm the injuries claimed after an accident? — Durham, NC
Medical records created during examination and treatment can help confirm the nature, timing, and effects of accident-related injuries. Useful…
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What is the current status of my personal injury case while my medical bills and records are being collected? — Durham, NC
Your personal injury case is usually in the documentation and case-development stage. Most of the medical evidence may be in the file, but…
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What information might an insurance carrier request when reviewing my injury claim? — Durham, NC
An insurance carrier may request information about the accident, fault, medical care, prior health history, lost income, expenses, and other…
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What happens when the full details of an accident are not yet available? — Durham, NC
A personal injury claim can usually be opened and investigated even when some accident details are still missing. Initial information may be sent to…
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What happens when an insurer and a claimant have different versions of the police report? — Durham, NC
The difference should be identified and documented before the insurer makes or maintains a fault decision. The parties may have different editions of…
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What happens if being rear-ended pushed my car into the vehicle in front of me? — Durham, NC
If you were stopped and a rear impact pushed your car into the vehicle ahead, the rear driver may be responsible for the chain of damage and…
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What happens if a child's accident-related symptoms appear after the crash? — Durham, NC
A child may still have a North Carolina injury claim even if symptoms were not reported immediately after the crash. The delay does not automatically…
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What happens after my personal injury claim is referred to an insurance carrier? — Durham, NC
The insurance carrier usually assigns a claims representative to review coverage, investigate fault, evaluate the injury documentation, and decide…
