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Accident Q&A series

  1. Why are my medical bills needed before a demand can be sent to the insurance company?

    Your medical bills are needed because the records describe your care, while the billing documents show the charges, payments, adjustments, and balances…

  2. What parts of a car accident claim does a personal injury firm handle?

    A personal injury firm usually handles the bodily injury portion of a car accident claim, including investigating fault, documenting injuries and losses,…

  3. What is the current medical treatment status of an injured claimant?

    The latest confirmed information is that the injured claimant was receiving chiropractic care.

  4. What happens to my medical bills if my personal injury claim settles?

    Your medical bills do not disappear when your personal injury claim settles. In North Carolina, valid medical liens and other enforceable payment obligations…

  5. What happens if the urgent care provider initially documented my child's accident injuries incorrectly?

    An incorrect urgent care note does not automatically defeat your child’s North Carolina personal injury claim.

  6. What accident and insurance documents should I provide to an attorney?

    Provide the attorney with every accident-related document and communication you have, including the insurance text, insurance cards, driver exchange form,…

  7. Should the totaled vehicle claim be handled separately from my child's bodily injury claim?

    Yes. A totaled vehicle claim and a child’s bodily injury claim are usually handled as separate parts of a North Carolina car accident case, even when the same…

  8. How should I respond to a message about my car accident claim?

    Respond carefully and only after confirming who sent the message and what they want.

  9. How can I get the other driver's insurance company to address my child's injury claim and totaled vehicle?

    Put both claims in writing, but ask the insurer to handle them separately: one claim for your child’s injuries and another for the totaled vehicle.

  10. How can I get medical treatment for an injury claim if I do not have health insurance?

    You may be able to obtain treatment through self-pay arrangements, payment plans, available medical-payments coverage, financial assistance, or a provider…

  11. Does my personal injury firm need to inspect or keep my totaled car for my insurance claim?

    Usually, a personal injury firm does not need to take possession of or store your totaled car, but the vehicle should not be sold, repaired, dismantled, or…

  12. Does approval of a workers’ compensation claim affect my separate personal injury case?

    Yes, approval of a workers’ compensation claim can affect the financial and procedural parts of a separate personal injury case, but it usually does not…

  13. Do I need to pursue the other party separately for the loss of my vehicle?

    Usually, vehicle damage is handled as a property damage claim separate from the bodily injury portion of a North Carolina car accident claim.

  14. Do I get to review the demand information before it is sent to the insurance company?

    Yes. In the situation described, counsel plans to prepare a pre-demand review for your approval before sending the demand to the insurance company.

  15. Can public health insurance seek reimbursement from my personal injury recovery if it paid for my treatment?

    Yes. Medicare, North Carolina Medicaid, and some other government-funded health plans may seek repayment when they paid for treatment connected to an injury…

  16. Can my child recover compensation for work missed because of injuries from the accident?

    Yes, accident-related lost wages may be recoverable if the evidence shows that the injuries caused your child to miss paid work.

  17. Can medical providers seek repayment from my personal injury settlement?

    Yes. In North Carolina, a medical provider may have a lien or contractual claim against personal injury settlement funds for injury-related care.

  18. Can I stop workers’ compensation from paying my medical bills so it does not seek reimbursement from my injury recovery?

    Usually, you should not try to stop or redirect workers’ compensation payments without first reviewing the consequences.

  19. Can a gap in follow-up medical care hurt my child's car accident claim if scheduling and limited access to imaging caused the gap?

    Yes, a gap in follow-up care can make a child’s car accident claim harder, but it does not automatically defeat the claim.

  20. Why should a personal injury lawyer communicate with the prosecutor handling the driver's criminal charges?

    A personal injury lawyer may communicate with the prosecutor to monitor the criminal case, protect the injured person’s rights, identify evidence, and…

A path forward

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