Identifying Case Issues Early in Durham
Years of Demonstrated Success
Presenting your claim to an insurance company is the obvious decision after an accident. However, more and more insurance companies are attempting to force injury claims toward litigation using aggressive tactics. Given this reality, it is more important than ever to thoroughly review all legal and factual aspects of your claim so that you might better understand the positions that the insurance company will take regarding your claim.
This review can often be difficult for individuals who represent themselves because of the natural bias toward believing that your position is factually superior. Lawyers call this the “Pro Se Bias.” The Pro Se Bias is a challenging problem to overcome, but it is essential that you view your case’s facts as a neutral third party would in order to ensure that your decisions are not colored by anger, frustration, or any other emotion.
A genuine and thorough investigation into the facts of your case will assist you in understanding how the insurance company may act toward your case. Our Durham attorneys at Wallace Pierce Law can review your accident and gather the evidence we need to protect your rights in the event that the insurance company will attempt to evade responsibility.
Common Factors Used by Insurance Companies
The most important part of your case investigation and review is evaluating the factors that the insurance company will use to deny or lessen your potential claim.
While each case is unique, here is a breakdown of the most common factors to be considered:
- Airbag did not deploy
- Low speed collision
- No police report
- No other persons injured
- Minimal property damage
- Lapse in medical care
- Inconsistent medical care
- Pre-existing medical injuries
- Excessive medical care
- Contributory negligence
- Alcohol or drugs suspected
- Excessive insurance claims
- Inconsistent facts
- Statements of fault
- No insurance coverage
- Not enough insurance coverage
- No medical care
- Lying to insurance company
- Intentionally aggravating injuries
- Excessive emergency room visits
- Not preserving evidence
- Failing to exchange information
- Not reporting the accident
These accident factors are evidence of potential problems with your claim. You should understand that the existence of these factors in your claim might help you in mitigating the potential consequences of these issues.
It is important that you complete this review and eliminate the potential Pro Se Bias by evaluating each of these factors as neutrally as possible. It is important to understand that the more issues your claim has, the more likely your claim will need to be litigated before a judge and a jury. However, understanding what issues your claim is facing is just as important.
You deserve to focus on healing from your injuries while our Durham lawyers deal with insurance companies. Call us for our legal services at (919) 887-7892.
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$900,000 Wrongful Death
Our client was thrown from his motorcycle and was pronounced deceased on the scene.
$122,000 Car Accident
Vehicle made a left-hand turn, failing to yield the right of way.
$104,000 Severe Injury
We were able to not only receive policy limits for our client but were able to negotiate her medical bills and liens to ensure that she was able to keep a good portion of the settlement.
$104,000 Serious Injuries
Client was a passenger in a vehicle that was driving through an intersection when another vehicle ran a stop sign and t-boned the vehicle our client was in.
$102,000 Serious Injuries
Elderly client was a passenger in a vehicle that was t-boned in an intersection where a driver failed to yield the right of way.
$68,712 Back Injury
Our client suffered a rare injury that is not typically seen with the mechanics of the accident and the minimal rate of speed.
$61,000 Serious Injuries
Rear-end collision where our client was pushed off the road and came to rest after colliding with several trees.
$55,000 Personal Injury
Due to our client’s age and health prior to the accident, the insurance company tried to fight several of the damages in which our client was entitled.
$52,000 Serious Injuries
Our client suffered injuries resulting in a visit to the hospital and a chiropractor.